health insurance and education for children

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I realize that in Indonesia there is no good and Insurance Insurance is to improve the discipline of saving, but lately Insurance diembel2i by the Investment Shares, and if I see the last 5 months this stock is very alarming and dangerous to itself and Investment Insurance .
Beyond problems with Stock Investment Insurance, Insurance Products I want to ask whether the good from the worst in Indonesia for Education and Health for children with the support of strong financial institutions.

Artikel Lain Mister Ngayal